Lending Services

Mortgage Loans

Now is the time! Are you looking for your first home? Thinking about building? Maybe you already have your dream home and just want to save money by refinancing. With Newfield National Bank’s knowledgeable mortgage staff and our competitive interest rates, we can help you achieve your goal!

We offer some of the most comprehensive programs around, including Fixed Rate Mortgages, Balloon Mortgages, New Jersey First Time Home Buyers along with Construction to Permanent Mortgages. We'll work with you to realize your homeownership dreams, and guide you every step of the way.

Call or stop by our office to speak with a mortgage specialist about rates, terms, and how to pick the best mortgage for you!

Availability: Mortgage Loans are available to all qualified individuals 18 years of age or older.

Terms: We offer competitive rates with terms up to 40 years.

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Home Equity Loans

Take charge of your finances with a fixed rate Home Equity Loan from Newfield National Bank. Choose from one of our plans and maximize the equity in your home to make improvements, pay for college tuition, or consolidate high-interest rate credit card debt into one easy low monthly payment.

Availability: Home Equity Loans are available to all qualified homeowners 18 years of age or older.

Terms: We offer competitive rates with terms up to 15 years.

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Home Equity Lines of Credit

Are you looking for financial freedom? Newfield National Bank offers a convenient Home Equity Line of Credit with a low interest rate that floats at the Wall Street Journal Prime Rate. Use the equity in your home to remodel your kitchen, take a much-needed vacation, or keep your credit line open for those unexpected expenses such as car and home repairs.

With a line of credit, you only pay interest on the money you use, and like our fixed rate Home Equity loan you pay no application, inception, or annual fees!

Availability: Home Equity Lines of Credit are available to all qualified homeowners 18 years of age or older.

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Auto and Truck Loans

Get behind the wheel with an auto loan from Newfield National Bank. We offer new and used auto and light truck loans with terms of up to 60 months. Our low interest rates will help fit payments right into your budget.

All of our auto and light truck loans are based on the value of the vehicle*, and we offer the convenience of having your payments deducted right from your Newfield National Bank checking or savings account.

Availability: Auto and Truck Loans are available to all qualified consumers 18 years of age or older.

Terms: We offer competitive rates on new vehicles with terms up to 60 months, or on used vehicles with terms up to 48 months.

*Normal underwriting criteria apply.

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Motorcycle and Travel Trailer Loans

If you have the passion to own a new recreational vehicle, our loan department is ready to help make your dream come true.

Availability: Motorcycle and Travel Trailer Loans are available to all qualified consumers 18 years of age or older.

Terms: We offer competitive rates on new vehicles with terms up to 48 months, or on used vehicles with terms up to 36 months.

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Boat Loans

Our loan professionals are ready to help you get on board the boat of your dreams. We'll provide you with a boat loan at a competitive rate with fast, friendly service and a monthly payment plan to fit your monthly budget.

Availability: Boat Loans are available to all qualified consumers 18 years of age or older.

Terms: We offer competitive rates on new boats and watercraft with terms up to 84 months, or terms up to 48 months for used boats.

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Helping Hand Loan Program

At Newfield National Bank, we understand that a traditional credit history and home ownership do not have to be the basis for a good loan. With our Helping Hand Loans, qualification standards are easy to meet.

If your family earns up to 80% of the 2013 HUD MSA Median Family Income*, you could qualify for one of these unsecured loans at a low rate of interest. Home ownership and traditional credit history** are not required.

"Helping Hand" loans program only available in the counties listed below .

MAXIMUM HOUSEHOLD INCOME LEVELS*:

  • Atlantic County.........$52,320.00
  • Burlington County.....$68.960.00
  • Camden County........$68,960.00
  • Cape May County.....$61,280.00
  • Cumberland County..$54,880.00
  • Gloucester County...$63,440.00
  • Salem County...........$63,440.00

Availability: Unsecured Helping Hand Loans are available to all qualified households with applicants being 18 years of age or older.

Terms: We offer competitive rates with terms up to 48 months.

*Income levels are based on 80% of the 2013 HUD MSA Median Family Income as reported by the 2010 FFIEC Census Report.

**A credit report will be ordered to determine payment history. If there are not at least three traditional lines of credit, then we will require two “alternate” credit payment histories. These can include copies of rent receipts, utility bills, etc. The period to be reviewed is a minimum of six months. Copies of bills, cancelled checks, or money orders must be included.

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Secured Personal Loans

Do you have cash on hand, but don’t want to spend it all for those car repairs? Then use your cash as collateral for a personal loan, and take advantage of a low interest rate loan.

Simply open a savings account or certificate of deposit with us, and we will lend you 95% of the value of your account*. It’s that easy!

Availability: Secured Personal Loans are available to all qualified consumers 18 years of age or older.

*Normal underwriting criteria apply.

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Overdraft Protection Loans/Umbrella Accounts

An open-ended loan requiring no collateral, tied to a checking account to prevent overdrafts.

Availability: Overdraft Protection Loans are available to all qualified businesses and consumers 18 years of age or older.

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NMLS Unique Identifier Numbers 

Information required under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) regarding mortgage loan originators employed by this financial institution can be obtained from the following website:
Loan Originator
Unique Identifier Number
Anderson, Timothy K.
613859
Asselta, Tracy L.
803828
Biegalski, Joseph Jr.
803834
Bilderback, James G.
803833
Capizola, Peter R.
803835
Jones, Brian W.
803837
McMahon, Scott R.
803830
Peters, Victor
803829
  Tola, Robert M.
803832
Zawadski, John R.
803839
 
 

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Loan Applications

Newfield National Bank requires the following information to process your loan request:

All Loan Applications:

  • Completed Application
  • Two most recent pay stubs

For all loans secured with Real Estate:

  • Completed Application
  • Two most recent pay stubs
  • Copy of most recent real estate tax bill
  • Copy of Deed to property being offered as collateral
  • Copy of Homeowner's insurance policy, and flood insurance policy (if applicable)
  • Most recent year end tax return (if loan request is over $20,000.00)

For all auto, truck, boat, etc. loan applications:

  • Copy of Dealer's invoice
  • Completed application
  • Two most recent pay stubs

Loan Applications:

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