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Main Office • 18 S.West Blvd • Newfield, NJ 08344 • 1-856-692-3440 • 1-800-690-3440   
 


Rates & Fees

Investment Rates

The Annual Percentage Yields Are Accurate as of .

Certificates of Deposit
Term Rate APY Minimum Deposit
3 Month 0.50% 0.50% $500.00
6 Month 0.75% 0.75% $500.00
1 Year 1.00% 1.01% $500.00
1 1/2 Year 1.25% 1.26% $500.00
2 Year 1.50% 1.51% $500.00
2 1/2 Year 1.75% 1.77% $500.00
3 Year 1.75% 1.77% $500.00
4 Year 1.75% 1.77% $500.00
5 Year 2.00% 2.02% $500.00

A Penalty will be imposed for early withdrawal
 
Savings Accounts
Term Rate APY Minimum Deposit
Statement 0.90% 0.90% $100.00
Passbook 0.90% 0.90% $100.00
Christmas Club
Coupon Book
0.40% 0.40% $5.00
Christmas Club
Auto Transfer
0.40% 0.40% $5.00
 
Checking Accounts
Term Rate APY Minimum Deposit
"NOW" Checking 0.25% 0.25% $300.00

The Annual Percentage Yield (APY) is obtained by maintaining daily collected balance of $300.00. If the balance falls below $300.00 requirement any day during the monthly cycle, a $5.00 fee may be imposed, reducing earnings on the account. Rates are subject to change after account is opened.

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Service Charges/Fees

Product/Service Type Fee
Visa Gift Card $2.50/Per Card
American Express Gift Card $3.95/Per Card
American Express Gift Check $2.50/Per Check
American Express Traveler's Check for "1" $1.00/Per $100.00
American Express Traveler's Check for "2" $1.50/Per $100.00
ATM (Foreign) $1.00/Per Transaction
ATM (On-Us) N/C
Debit Card Dispute Fee $10.00
Cashier's Check $5.00
Certified Check $5.00
Money Order $3.00
Notary (Customers Only) N/C
Signature Guarantee $5.00
Stop Payment $18.00
Levies $100.00
Coupon Envelope Deposit $5.00
Account Recon/Customer Service $20.00/Per Hour
Overdraft Item Fee
(imposed on overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means)
$28.00
Return Item Fee
(imposed when checks and items presented by electronic means are returned unpaid)
$28.00
Uncollected Funds N/C
Deposit Item Return $5.00
Photocopies $1.00
Copy of Statement $3.00
Repeat Balance - Phone Calls $1.00
Fax: (856) Area $2.00
Fax: Other Area $5.00
Early Withdrawal Christmas Club/Vacation Club $5.00
Lost Coupon Book $5.00
Lost Passbook $10.00
Night Drop Lock Bags $25.00
NNB White Zipper Bags $5.00
Outgoing Wire $20.00
Foreign Wire $30.00
Incoming Wire N/C
Safe Deposit Box 10x10 $107.00/Per Year
Safe Deposit Box 2x5 $21.40/Per Year
Safe Deposit Box 3x10 $42.80/Per Year
Safe Deposit Box 3x5 $26.75/Per Year
Safe Deposit Box 5x10 $53.50/Per Year
Safe Deposit Box 5x5 $32.10/Per Year
Safe Deposit Box Drilling $100.00
Lost Safe Deposit Box Key $10.00
Initial Document Review (MSB) $100.00
Initial Document Review (MSB Agent) $50.00
Yearly Document Review (MSB) $50.00
Yearly Document Review (MSB Agent) $25.00

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